At the moment the aim of the game seems to be a case of keeping on top of everything. From housework and household bills to making sure that all my medications are taken when I need to take them. On my own it can become too easy to get sloppy and forget to do things or adopt a "I'll do it later" kind of attitude then before you know where you are, you're 6 months in arrears with one company and another one is calling to collect the bills. Its been nice that over the last month or so, I have stopped getting the snotty letters or phone calls from people asking where they're money is. And I am happy to say, I don't miss any of that.
When I was left to be on my own, I think I kind of hid the amount of bills left over and just kind of lived for today, kind of thing. I have been concentrating just lately in getting rid of those pesky debts from my student years and my gap year which before seemed insurmountable. The worst of all was the arrears the we had from the YMCA. I am happy to hold up my hand and say that yes I was as responcible for the arrears on 66 Knowle as they were. And I agree with Jayne that I should only pay my half of 66 Knowle and NOT any arrears for 23b, as I was only there for a few weeks and it was NOT my tenancy so we agreed that I only have to pay the £134.00 or so for my share of that. This is a relief as I was worried that I would be paying towards a debt that isn't mine. I am doing this all in one go on the 10th of August so at least I am off the hook for that one.
After that comes my payments for Penny who helped me when I needed it. Again this is about £100 a month which is manageable and again helps to clear my bills and my conscience. I always feel bad in asking other people for help. This is just the way that I was raised. I was raised to never ask or accept help or charity from other people and it is more honourable to struggle on your own. That was a load of and was far too stressful to do. We all work better as teams instead of individual factions.
With how things are going and the extra income from ESA, DLA and Severe Disablement Allowance, I can also be happy to say that by the end of next year, all being well that my Halifax Credit card and Barclaycard will also be things of the past and I will be able to boost my credit rating and be a free woman. I am hoping that as soon as they are out of the way then myself and Tom can look to a bright and happy future together in each other's company for many years to come.
2 years ago